Banks and Credit Unions
Small Business Administration (SBA) Loans
SBA loans are federally guaranteed and geared towards small businesses and entrepreneurs. Typically, lenders require a completed business plan with financial projections, 20-30% equity or collateral, and evidence of ability to repay the loan.
Alternative Lending Resources for Businesses
These alternative lending resources can help businesses that encounter difficulty gaining financing through traditional means. These lenders can finance start-ups and existing businesses, and some offer pre and post-loan business counseling.
Bay Area Small Business Finance
Offers SBA Community Advantage Loans ranging from $25,000 to $250,000 for up to 10 years.
Micro-lender that specializes in startups and existing businesses. Up to $25,000 is available for startups, up to $50,000 is available to existing businesses.
Angel Investors and Venture Capital
Angel venture capital investors provide funding to companies engaged in groundbreaking practices including, but not limited to the areas of; Agriculture, alternative energy, biotech, clean tech, communications, industry, high tech, and manufacturing.
North Bay Angels
California Capital Access Program (CALCAP)
California Pollution Control Financing Authority
Bank of America
Energy Efficiency/Conservation Loan
Recycling Market Development Zone (RMDZ)
California Integrated Waste Management Board
Energy Upgrade Financing and Rebates
Sonoma County Energy Independence Program (SCEIP)
Crowdfunding and Other Resources
Crowdfunding connects entrepreneurs with investors and/or donors who pool their resources to fully fund a project or venture. Each of the sites listed below differ in their offerings and requirements, so be sure to investigate each thoroughly.
If you would like your institution or program listed here, please call the Economic Development Board at <a>(707) 565-7170, or email firstname.lastname@example.org.