Business Disaster Resources

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    If you are a business owner or employee of a business that has been affected by a recent natural disaster, check here for information about your next steps.

    The EDB has worked with various partners to compile a comprehensive list of local, state and government resources and benefits for businesses affected by disasters.  Resources listed below include potentially available funding to help rebuild, cover payroll, tax credits and incentives, and help filing claims.

    Grants, Loans, and Financing

      Economic Injury Disaster Loan

      Businesses of all sizes and private nonprofit organizations may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery and equipment, inventory and other business assets. SBA can also lend additional funds to businesses and homeowners to help with the cost of improvements to protect, prevent or minimize the same type of disaster damage from occurring in the future. For small businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size, SBA offers Economic Injury Disaster Loans to help meet working capital needs caused by the disaster. Economic injury assistance is available to businesses regardless of any property damage. Interest rates can be as low as 3 percent for businesses and 2.75 percent for private nonprofit organizations with terms up to 30 years.

      Search Current Declared Disasters

      Small Business Administration
      http://disasterloan.sba.gov
      FOCWAssistance@sba.gov
      916-735-1500
      Individuals who are deaf or hard-of-hearing may call (800) 877-8339

        Disaster Payments For Agricultural Losses

        The United States Department of Agriculture (USDA) offers several disaster assistance programs for losses to livestock, crops, grazing lands, equipment, and more.

        Search Current Declared Disasters

        United States Department of Agriculture (USDA)
        Disaster Recovery Assistance to Farmers, Ranchers, Landowners and Communities 
        (707) 794-1242 ext 3

        Working Solutions CDFI Recovery Loan

        Up to $50,000 in loans for businesses impacted by recent fires and COVID-19. Loan details include 5% fixed interest rate, 3 or 5 year loan term, waived application fee, reduced closing fee of 3%, interest-only during the first 6 months (principal deferred), and no prepayment penalties. Loans are subject to approval.

        Working Solutions CDFI 
        https://www.workingsolutions.org/resource-guide-loans
        info@workingsolutions.org

        Disaster Relief Loan

        Up to $1 million in loans (85%-95% guarantee by IBANK) to repair or replace property, inventory, supplies, and equipment, or to relocate. 

        Nor-Cal FDC
        http://nor-calfdc.org/
        blaine.laney@gmail.com
        707-803-2102

        California IBank

        Low interest and state-guaranteed business loans and microloans affected by a disaster. Small businesses, including small farms, nurseries, agriculture-related enterprises and nonprofits that have suffered an economic loss and/or physical damage may apply for the Disaster Relief Loan Guarantee Program (DRLGP) which offers loans up to $1 million for Disaster Relief Borrowers.

        https://www.ibank.ca.gov/small-business/disaster-relief/

        California Capital Access Program (CalCap)

        Small business and state-guaranteed loans. Designed to provide up to 100% coverage to participating lenders on certain loan defaults.

        https://www.treasurer.ca.gov/cpcfa/calcap/sb/index.asp

      Property Assessment, Tax, and Insurance

      Workforce and Employment

        Disaster Unemployment Insurance

        Those in a disaster area may be eligible for Disaster Unemployment Assistance, which can cover those who cannot work because their workplace is damaged or destroyed, is unreachable due to an evacuation order, or they cannot work due to a disaster related injury. 

        Those who are not directly unemployed due to the fires should still contact Job Link to potentially receive traditional Unemployment Insurance.

        California Employment Development Dept. 
        https://edd.ca.gov/Unemployment/Disaster_Unemployment_Assistance.htm
        800-300-5616

        Job Link

        Employer Services

        • Business owners and managers can coordinate unemployment services.
        • Job matching for dislocated workers, workshops, and more.

        Job Seeker Services

        • Apply for unemployment benefits and COBRA coverage.
        • Looking for new job opportunities with other local employers.

        Sonoma County Job Link
        https://sonomawib.org/
        707-565-5550

      Creative Sector Recovery

        Emergency Preparedness: Whether you are an artist, creative professional, or arts organization manager – it pays (both in time and money) to have an emergency preparedness plan.

        Emergency Resources: Provides lists of emergency resources for artists and arts organizations, sorted by discipline, followed by general assistance organizations. These resources are available for a variety reasons – from natural disasters to personal medical needs.

      Contact Information

      Lauren Cartwright

      Business Retention and Expansion Program Manager

      Economic Development Board

      Contact me by Phone

      Contact Information

      Marcos J. Suarez

      Asistencia a Negocios en Español

      Economic Development Board
      Contact us by Phone

      Contact Information

      Christine Palmer

      Business Development Program Manager

      Economic Development Board

      Contact me by Phone

      Address
      141 Stony Circle, Suite 130
      Santa Rosa, CA 95401